Online, with a credit card or debit card, before you start the course. If you've been directed to the Framework course by a lender, real estate agent or housing counseling agency, discounts may apply. Check with them before you purchase the course.
It’s $75 for each household. You’ll have access to the course, and to customer support 7 days a week. And when you successfully complete the course, you automatically get Smart Start, our education series for new homeowners. It’s delivered to your inbox monthly at no extra charge.
A good education in homebuying gives you the objective information you need to be a smart, confident buyer and a successful homeowner. It helps you think through whether you’re ready for the responsibilities of homeownership and explains all the steps of the mortgage process. Research shows that people who complete a homebuyer education course are less likely to end up in foreclosure later. That’s one reason why we developed our course.
Yes, and then some. Developed by housing counseling experts, the Framework homebuyer course exceeds National Industry Standards for Homeownership Education and Counseling. The National Industry Standards are drawn from the standards of the federal Department of Housing and Urban Development (HUD) and of nonprofit housing counseling organizations across the country.
You might also be glad to know that Framework’s national nonprofit parent companies, the Housing Partnership Network and the Minnesota Homeownership Center, are HUD-approved housing counseling intermediaries.
Developed by two industry-leading nonprofits, it’s a comprehensive, interactive online course that makes it easy for you to educate yourself about buying and owning a home, whether you’re buying for the first time or getting back into the ever-changing market. You can even do it on your phone.
Financing programs that make homeownership more affordable for first-time buyers often require homebuyer education, and most of them accept the Framework course (double-check with your lender). Once you pass the course, you get a printable certificate to show your lender.